Author: buisnessacc0095@gmail.com

According to a recent report by SafeHome.org, about 55% of renters have insurance. However, a survey from the report finds that 16% of renters who don’t have a policy say they are likely to buy one in the coming 12 months. If you’re buying renter’s insurance for the first time, you may be relieved to know that it’s fairly easy to buy. It’s also fairly affordable: the national average rental insurance policy costs around $15 per month. Best ways to get renter’s insurance To make sure you get the optimal policy …

How to Get Renters Insurance in 4 Easy Steps Read More

Checking accounts lie at the center of our financial lives, acting as the primary account where paychecks and other funds come in and where bills and other expenses exit. Like a security checkpoint at an airport, everything passes through no matter where it’s going to or coming from. Because checking accounts are so important, it’s critical to understand how they work and how to use one to meet your financial needs. Here’s a closer look at checking accounts and how to pick the best one for your financial situation. How checking …

What Is a Checking Account? Read More

If you’re like many homeowners, a sizable percentage of your budget goes toward your home loan each month. A mortgage refinance could help make those payments more manageable by lowering your interest rate, changing your loan term, or eliminating mortgage insurance. You could also tap your home equity with a cash-out refinance, which lets you borrow more than you owe while pocketing the difference. Whether you’re looking for the best mortgage refinance rates—or the best cash-out refinance mortgages—it’s helpful to know how long the refinance process might take. Here’s what to …

How Long Does It Take to Refinance a House? Read More

Savers who want to earn the most interest on their money should look at the best high-yield savings accounts. With interest rates on the rise, savers are earning higher rates in HYSA than they have in more than a decade. These accounts offer the functionality of traditional savings accounts but receive a much higher interest rate to grow your balances. Many of these accounts have no opening balance or minimum balance requirements, so they are open to every type of saver. Learn more about how to choose your savings account, how …

Best High-Yield Savings Account Interest Rates 2024 Read More

Certain alternative investments—such as hedge funds, private equity, and venture capital—aren’t available to anyone with an investment account. This is because they’re generally not registered with the U.S. Securities and Exchange Commission (SEC). If you’d like to invest in these things, you’ll likely need accredited investor status first. However, you can’t just sign up to become an accredited investor. You’ll first need to meet specific SEC-established requirements. Here’s what to know about accredited investors, how to become one, and the kinds of assets in which you can invest once you have …

What Is an Accredited Investor? Read More