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Most investors stick to traditional assets like stocks and bonds, usually because they’re comfortable with the familiar. However, adding alternative investments to your portfolio can provide broader diversification, help reduce volatility, and yield higher returns. Art is gaining traction as an alternative investment option—and not just among the ultra-wealthy. Different types of art to invest in The art world offers numerous options for investors. The best ones for you depend on your goals, risk tolerance, and interests. Here are a few to consider. Blue-chip art Blue-chip art refers to high-value works …

How to Invest in Art: 5 Ways Read More

In general, borrowers are required to meet strict income and credit criteria to obtain a loan. Many struggle to meet these requirements without some help, due to poor credit or other financial setbacks. There are two primary methods to help someone else get a loan: co-signing and co-borrowing. “Both co-signers and co-borrowers are legally obligated to make the loan payments if the other person fails to do so and can be sued by the lender if the other person fails to make payments,” explains Jesse Little, senior director of advice, at …

Co-Borrower Vs. Co-Signer: Key Differences Read More

Robinhood is seemingly perfect for those looking to delve into stock trades, exchange-traded funds (ETFs), and crypto trading, all on one platform. It has an easy-to-use mobile app and fee-free service, and is frequently ranked as one of the best online brokers. Robinhood Gold Trading APY* Existing customers earn 5.00% interest on your uninvested cash (1.5% without Gold), terms apply. No cap. Withdraw anytime. Fees $0 commissions (other fees may apply) Gold subscription fee applies after 30-day free trial Online trading fees $5 per month (after 30-day free trial) Promotion New …

Robinhood Review: Is It The Right Platform for You? Read More

The cost of living has gone up for just about everything—utilities, food, and housing all cost more than they previously did, leaving many people struggling to make ends meet. For those who own pets (which is roughly 66% of U.S. households), the increase in vet costs has also hit them hard: in 2022, vet bills rose by 10% thanks to vets’ staffing costs, the price of medical supplies, lab-testing fees, and advanced drugs. The American Veterinary Medical Association reports that the average annual cost of vet visits in 2022 was $362 …

Best Pet Insurance Companies for 2024 Read More

The best credit cards on the market change over time as card issuers update their promotions and new card offers are introduced. That’s why we created this list that’s updated on a regular basis. Here you can find out which credit cards are the most promising at the moment, including travel credit cards, cash back credit cards, 0% APR credit cards, and other credit card categories. Read on to learn about the best credit cards in 2024, why we picked them, and how each card we selected can help you reach …

Best Credit Cards in April 2024 Read More

People with fair credit are often faced with difficult decisions when they need credit. If you fit this description and are looking to apply for a credit card, you may have a lot of questions. For example, you might be asking: How can I build credit with a credit card? What if I have no credit at all? What if I’m a student? Can I get a credit card without a credit check? How much of an annual fee is acceptable? Is the annual percentage rate (APR) really going to be …

Best Credit Cards for Fair or Average Credit in 2024 Read More

When you have less-than-perfect credit, you might find your options limited when it comes to all things that have to do with your finances. This includes credit cards. There are a limited number of credit cards available to borrowers with bad credit. However, it’s not all gloom and doom. Some credit cards are designed to progress with you. As you demonstrate how good you are with credit, you may be rewarded with higher credit limits and higher credit scores. Let’s start with 11 of the best credit cards for bad credit. …

Best Credit Cards for Bad Credit 2024 Read More

Credit card sign-up bonuses offer a relatively quick way to earn a big stash of rewards right off the bat. All you have to do is meet a minimum spending requirement within a specified amount of time to qualify. These bonuses are often worth up to $1,000 or more, a few free flights, or several nights of accommodation. It all depends on the type of rewards you decide to earn and how you ultimately redeem them. To help you start your rewards journey, we compared more than 80 of the best …

Best Credit Card Signup Bonus 2024 Read More

When you have bad credit (a credit score typically around 580 or lower), there are just two types of credit cards that you can qualify for. The first are secured credit cards. These cards act like standard, unsecured credit cards, except that you have to submit a refundable security deposit before your account can be opened. The other type are unsecured credit cards for those with bad credit. These cards don’t require the payment of a security deposit, but they do have other costs. Because of the higher risk associated with …

Best Unsecured Credit Cards for Bad Credit 2024 Read More

While no credit card has a 0% APR forever, some won’t charge any interest for a lengthy period. These cards can help you save money, consolidate debt and, in some cases, take advantage of nice perks and rewards. Some of the best 0% APR credit cards have interest-free periods lasting more than two years. The most important considerations when applying for a 0% APR credit card are the regular APR that kicks in after the intro offer expires, the annual fee, and the minimum credit required. You may also want to …

Best 0% APR Credit Cards 2024 Read More